My Best Credit Card for 2021

My Best Credit Card for 2021


What was your favorite card for last year, 2020?

Can you pick from this list?

If you can’t find the one you like, please review below article from our affiliate partner. You will find many other credit cards from here. 

Find your Best Credit Card for 2021 from here. [Link]



Editor’s Pick Top 5 Cards

Below are my 5 favorite card for 2020 and still be my favorite in 2021 as well. You will see why just looking at the list of the categories that I’m using most of. 

Amex Gold Card

  • x4 Restaurants
  • x4 groceries
  • x3 airfare


Chase Sapphire Reserve Card

  • x3 airfare
  • x3 hotel
  • x3 rental car and primary insurance coverage


Chase Freedom Unlimited Card

  • x5 groceries (for 12 months)
  • x1.5 on everything else


Chase Ink Business Preferred Card

  • x3 office supply
  • x3 cable, cell phone, Internet
  • x3 travel


Chase Hyatt Card

  • x4 Hyatt Hotels
  • x2 Groceries


These 5 cards have been my top 5 pick for few years however, I don’t mind applying for one-time cash reward type of credit cards such as Bank of America Premium Rewards Card or Wells Fargo Propel that you can earn more rewards via category bonus toward the travel. 

Thank you. 


Moxie has been traveling the world using points & miles for over a decade. He still flies more than 100 times annually to both domestic & international destinations and shares his passion, experience and knowledge of premium flights and hotel suites with Korean readers and others through several different channels.

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