The Platinum Card® from American Express

Earn 5X Membership Rewards(R) Points for flights booked directly with airlines or with American Express Travel.  (up to $500,000 per calendar year)

Earn 5X Membership Rewards(R) Points on prepaid hotels booked with American Express Travel.

Other Features

Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts(R)

$240 Digital Entertainment Credit from Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.

$155 Walmart+ Credit. Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month.

$200 Airline Fee Credit at one select qualifying airline.

Up to $200 Uber Cash in the US annually. $200 comes from $15 monthly credits plus a bonus $20 in December. 

$300 Equinox Credit. Enrollment required.

$189 CLEAR Plus Credit

The Card provides access to the extensive airport Global Lounge Collection, which includes more lounges than any other U.S. credit card program with 1,300 airport lounges in over 500 airports and 140 countries around the world.

The card is a great choice for its welcome bonus and to unlock the ability to transfer points to travel partners. American Express Membership Rewards points are valuable because they are flexible, and to be transferred to about two dozen airline partners. If you travel frequently and want to do so in style when you do, this card deserves a place in your wallet. But for anyone outside of a specific profile—an urban fitness buff who wants high rewards on flights and prepaid hotels, it may take some effort to justify the $695 annual fee.